Analisis Implementasi Akad Ijarah Muntahiya Bittamlik Dalam Pengajuan Kebutuhan Nasabah

Abstract

Bank Pembiayaan Rakyat Syariah (BPRS) Bekasi has a financing product that uses  the ijarah muntahiya bittamlik contract. Basically, in financing products with the muntahiya bittamlik ijarah contract, it makes it easier for the community to do financing flexibly, by using  the muntahiya bittamlik ijarah contract  which ends with a grant.

This study aims to find out how the results of the implementation of the ijarah muntahiya bittamlik contract implemented by BPRS Riyal Irsyadi Bekasi. This study uses a type of field research that is descriptive analysis. The data collection techniques used in this study are interviews, and documentation.

In the ijarah muntahiya bittamlik contract  , the transfer of bank ownership to the customer in accordance with the procedure of the property ownership agreement will be transferred from the bank owner to the customer in accordance with the procedure of the manned agreement, namely the transfer of ownership of assets which is carried out at the end after the rent payment period is completed.